How does giropay work With giropay, customers can pay directly via their online banking account at a participating bank without having to log in to an external website. To do so, they select giropay as the payment method during the checkout process and are automatically redirected to their bank's online banking page.

• Lithuania.
• Luxemburg.
• Malta.
• Netherlands.
• Poland.
• Portugal.
• Rumania.
• Norway.

giropay, which is a secure online payment system provided by the Germany banking sector, allows you to pay for your online purchases through your Sparkasse online banking portal. It also allows you to pay with the digital Sparkassen-Card (girocard) in the Mobile Payment app.

What is giropay in English : giropay is a German payment method based on online banking, introduced in 2006. It allows customers to complete transactions online using their online banking environment, with funds debited from their bank account.

How do I pay online with GiroPay

Giropay payment Process

1. Shopper selects Giropay as their preferred payment method at checkout.
2. Shopper chooses their bank for payment.
3. Shopper logs in to their online banking environment to confirm the transaction.
4. You and the shopper receive payment confirmation.

Can I use GIRO to pay credit card : Set up a GIRO arrangement easily via digibank Online to manage your Credit Card bill payments. Set up a GIRO arrangement easily via digibank Online to manage your Cashline bill payments.

Most German Sparkassen and cooperative banks are participating in Giropay. However, the number of participating banks from the private sector is limited. In this sector, the only major participating bank is Deutsche Postbank.

The girocard payment system is specific to Germany and such cards can therefore usually only be used abroad with the assistance of the Maestro or V-Pay international payment systems. Before you travel, you should therefore enquire with your bank as to whether your girocard will be accepted in your destination country.

How do I pay online with giropay

Giropay payment Process

1. Shopper selects Giropay as their preferred payment method at checkout.
2. Shopper chooses their bank for payment.
3. Shopper logs in to their online banking environment to confirm the transaction.
4. You and the shopper receive payment confirmation.

Giropay payment Process

1. Shopper selects Giropay as their preferred payment method at checkout.
2. Shopper chooses their bank for payment.
3. Shopper logs in to their online banking environment to confirm the transaction.
4. You and the shopper receive payment confirmation.

Most German Sparkassen and cooperative banks are participating in Giropay. However, the number of participating banks from the private sector is limited. In this sector, the only major participating bank is Deutsche Postbank.

They can use different types of online payment methods, including debit/credit cards, wire transfers, net banking, and digital wallets. Online payments can be done at the discretion of consumers.

How do I pay online with Sparkasse girocard : Option 3: Pay online with your digital Sparkassen-Card (girocard) In the online shop, select 'giropay' for your payment and then authorise it with your digital Sparkassen-Card (girocard) in the Mobile Payment app (e.g. with your fingerprint).

Is GIRO a debit or credit : eGIRO Payments – Digital Direct Debit Process for Businesses.

Can you pay online with a GIRO card

There are a few ways for girocards to be used to make online payments. One option is to use payment services or apps, such as PayPal or Klarna, that accept the girocard. With this option, the payment is processed via the relevant customer account, enabling the girocard to be used. Another option is known as giropay.

Giropay charges merchants 0% of each transaction fee up to €0.99; then charges on a scale based on the amount of the transaction: 1% for purchases between €0.99 and €2,999, 2% for purchases between €2,999 and €5,000, 3% for purchases between €5,000 and €10,000, and so on.Maestro has been replaced by the banks that issued it with Debit Mastercard. Moreover, the largest Danish bank Danske Bank has replaced all of its cash cards with Debit Mastercards. In most cases co-branded with the German Girocard logo, but they cannot be used as Maestro over the telephone or on the internet.

Is A debit card the same as a girocard : The girocard is the debit card used in the German banking industry, which means it is only found in Germany. The girocard enables customers to pay for transactions without using cash.